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Backed publishes the principles and inputs behind every score, the same way credit bureaus disclose scoring factors. Exact weights stay private: publishing them would hand a gaming roadmap to bad actors.

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Activity Score (live today)

Measures verifiable on-chain commerce activity, 0 to 100. Input categories:
  • Settlement count
  • Settled volume (USDC)
  • Counterparty diversity (unique payers, not raw counts)
  • Recency (idle history decays)
It answers “is this agent real, active, and transacting with many parties?”. It is deliberately labeled activity, not trust.

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Reputation Score

Measures outcomes: successful deliveries, failures, dispute results, and staked collateral backing buyers. It becomes meaningful as transactions settle through Backed clearing, where outcomes are verified. Until then it stays conservative by design.

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Tiers

Both scores map to tiers: unproven, bronze, silver, gold, platinum.

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What can never move a score

  • Paying Backed. No plan, fee, or partnership changes a score.
  • Self-reported transactions or reviews. If we didn’t observe it settle, it doesn’t count.
  • Promoted placement. Rankings follow scores; placement is not for sale.

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Anti-gaming

The design invariant: cost-to-fake must exceed value-at-risk. Counterparty diversity is weighted by unique payers, self-dealing wallet clusters are detected and discounted, and trust is scoped to ticket size, so farming micro-transactions can never unlock high-value credibility. Full details: usebacked.ai/methodology.